Today mobile devices are not available for
communication and entertainment purposes only, now users also do online
shopping from it. In this world of digitalization, now everything from a person
to a product is one click away. Online payment has become an integral part of
our life in the past few years.
What is a Payment Gateway?
What is the requirement of the payment gateway?
What is the payment process through online gateways?
#Step1. Enter the card information in the mobile payment system
#Step2. The payment gateway will send the entered information to the respective bank of your card
#Step3. Bank will send a request to your mobile payment system like MasterCard, Visa, etc.
#Step4. The payment system will analyze the terms of the transaction.
#Step5. Bank will send a confirmation code to make the payment
#Step6. The code will be sent to the payment gateway, if the bank approves the transaction will be done and the money will be transferred to the seller’s bank account.
What do you mean by Inside App Payment Systems?
1. Payment for Selling through the third platform
2. App store for online purchasing
Integrate your application with the In-App Billing API of iOS and Android to sell subscriptions, premium features, and additional services. Google and Apple avoid the third-party payment gateways and take 30% of each transaction made within your application.
Companies that have online payment gateway facilities have high revenue generation compared to those that don’t. When you use In-App Billing API, you are allowing your users to use their Apple store. Google Play or Gmail accounts to make the payment.
What are the Top Payment Gateway Provider Applications?
There are numerous payment gateway providers available globally with different terms, different charges and different functionalities. Choosing one might be tough, but having one is required if you are dealing with online payments. Here’s a few major payment gateways that can be considered:
1. PayPal
2. Citrus
3. CC Avenue
4. Braintree
Braintree has in-built fraud security, live customer support, and payouts in two days. It is available in nearly 40 countries and offers transactions in 130 currencies. Also, it comes with a Software Development Kit for both iOS and Android applications.
How to integrate the CC Avenue in PHP?
CC Avenue integration can be done by PHP, HTML, and SDK. The integration of the CC Avenue is just like any other application like PayPal and Braintree. CC Avenue is the best for big businesses and offers a secure gateway payment platform.
It also offers SSL encryption. CC Avenue supports four types of integration methods as CC Avenue Billing Page, iframe Checkout, Custom Checkout form, and a shopping cart for all types of small and big businesses.
- 1. Firstly, create a business or merchant account.
- 2. After login into the business account, download the integration kit of CC Avenue.
- 3. Collect the required security keys like Access Code, Working Key, and merchant id.
- 4. Verify the CC Avenue Security Keys.
- 5. And test in the PHP.
- 6. Follow the integration kit to initiate the payment.
- 7. Create response pages to notify the payment status to cancel or successful.
