January 30, 2023

Best Payment Gateway For ecommerce Businesses and startups

Isn’t it very difficult to choose a payment gateway for any business and also get ecommerce development solutions? It is hard to run a startup, small business or any brand that you have made. There may be many ways that you would need to expand your business and one major way is to put it on an ecommerce platform. However, the features, pricing, setup, and installation of small businesses differ from those of larger enterprises, which is why we connect buyers to the best Small Business Payment Gateways for their needs. So you need to get both the best payment gateway services and also ecommerce development business to develop an app online for you and also find the best Small Business Payment Gateways solutions. Before diving into the list of the payment gateways, let us see what a payment gateway is!

What exactly is a Payment Gateway?

A Payment Gateway is an eCommerce application service that allows credit or debit card payments for online businesses, online merchants, bricks and clicks, and conventional brick and mortar. It allows information to be transferred between a payment gateway (such as a website, mobile phone, or interactive voice response service) and the Front End Processor or acquiring bank. The Payment Gateway service automates the payment transaction between the buyer and the merchant (seller).

It is typically a third-party service that is a system of computer operations (that process, verify, and accept or deny credit card transactions on behalf of the merchant via secure Internet connections). The payment gateway infrastructure enables a merchant (seller) to accept credit cards, debit cards, and other electronic payments.

eCommerce Development Solutions

Top Payment Gateways that Startups Can Use In India

1. Razorpay

With over 800,000 users, Razorpay is one of India’s leading payment gateway companies. Shashank Kumar and Harshil Mathur launched the company in 2014, and it will become a unicorn startup with $1 billion value in October 2020. Razorpay is also known for its simple integration and rapid activation. If you want to use this company’s payment gateway functionality, you can enable it on your dashboard, which displays real-time transaction data.

Razorpay is a payment gateway that allows you to accept credit and debit cards, as well as net banking, UPI, and wallets. Unacademy, UrbanClap, Zoomcar, Groffers, and BookMyShow are just a few of the firms that use Razorpay as a payment gateway. The digital payment platform also allows you to manage your marketplace as well as automate bank transactions. Their services can also be used to collect recurring payments, share invoices, and obtain working capital loans. Aside from that, Razorpay provides the Razorpay Route API, which enables split payments across partners or individual accounts for improved money management.

2. CC Avenue

CCAvenue, founded in 2001, simplifies digital transactions over the web with over 200 payment choices, including 6 credit cards, 58+ bank accounts, and 97+ debit cards. It provides a service that may be integrated into your website as well as your application. CCAvenue also includes a security system called FRISK that detects fraud and risk. With customers like Air Asia, Lakme India, and Myntra, it’s no surprise that this company is so popular and coveted. CCAvenue provides what you need in a payment processor, with no withdrawal fees, integration possibilities, mobile-friendly design, fraud precautions, and interactive language translation services.

3. Cashfree Payment Gateway

Cashfree Payments is a renowned payments and API banking company in India. It accepts over 120 different payment methods, including credit and debit cards (Visa, Mastercard, Rupay, AMEX, Diners), net banking (65+ banks), Paytm and other wallets, UPI via BHIM UPI, Google Pay, PhonePe, EMI options, and Buy Now Pay Later. It also accepts NEFT, IMPS, and PayPal payments. In addition, they provide the most PayLater and cardless EMI choices, including ZestMoney, OlaMoney postpaid, and others. Cashfree Payments also offers international payments in over 100 currencies worldwide.

4. PayU

PayU (previously PayU Money) is one of the best payment gateways for accepting online payments with little development effort, an easy sign-up process, and a speedy onboarding process. With our 100% online, hassle-free onboarding procedure, you can begin receiving payments safely and smoothly within your iOS, Android, or Windows app in minutes.

5. Paytm

Paytm is an internet payments provider that assists businesses all around the world. Paytm’s Payment Gateway enables businesses to accept payments from domestic and overseas issuers, as well as bank accounts, UPI routing, their wallet, and prepaid cards. Unlike other suppliers, this gateway also effortlessly integrates with big brands. The Paytm Payment Gateway includes all of the capabilities required for smooth, seamless payments. The Paytm App is created so that customers of all types can quickly grasp how to make a payment, while paying merchants benefit from top-of-the-line connection with their eCommerce website. The Paytm app extends its functionality beyond one’s bank account balance by allowing UPI payments at no transaction fee.

6. PayKun

PayKun is a payment gateway service provider that allows buyers and sellers to conduct safe and secure transactions. There are many satisfied merchants who have enrolled and are still active in their businesses thanks to PayKun. Any organization, large or small, individual, trust, NGO, eCommerce, or other entity can easily register on PayKun and use the payment gateway to receive online payments. Customers will have several payment options while using the PayKun checkout.

7. SBI e-Pay

SBI, India’s largest and most reputable bank, also provides its customers with a payment gateway service. SBIePay is the name of SBI’s payment gateway service. SBI is India’s first bank to launch its own payment gateway integration service for merchants. If you have an SBI current account, you can use SBIePay to receive money online. SBIePay offers the cheapest payment gateway option in India, while having less assistance than the other commercial companies in this industry. International credit cards are not accepted by SBIePay. If your primary consumer base is in India, you should definitely consider integrating SBIePay into your eBusiness portal. SBIePay provides paperless digital registration and account activation.

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Having a range of payment gateways from which members can pick can alleviate any hassle that they might otherwise suffer. Finally, having an online presence is critical for success, and having at least two payment channels allows your clients to choose easily. All these payment gateways can help customers pay your business with ease and it will also enable your ecommerce development business to grow very easily!

So, if you are looking for a good payment gateway that can help your business grow, or also to develop a payment gateway app, then you must contact RG Infotech for the best ecommerce development solution. Here we develop the best apps with the cheapest rate of development in the market. And even if you are wanting to get an ecommerce development, then you can contact RG Infotech, as we offer the best services in the market.


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